BAAC has a deposit of 1.2 billion baht because the borrower does not withdraw the money. While the due lottery did not withdraw, instead turned to a fixed deposit instead, preparing to reduce the number of lottery tickets by 50%, announcing the care of farmers who suffer from the COVID-19 poisoning, totaling 2 million, with a debt of 9 billion baht, along with a marijuana plant loan.
Mr. Thanarat Ngamwalirat, Manager of the Bank for Agriculture and Agricultural Cooperatives (BAAC) revealed that in the fiscal year 2021 (April 1, 2021 - March 31, 2022), BAAC Aim to reduce the issuance of savings ทดลองเล่นslotxo lottery by 50% due to the excess liquidity of the BAAC which has increased deposits in the form of savings lottery. Including customers who have not yet drawn out loans, the BAAC funds have liquidity of 120,000 million baht, while lending in the fiscal year 2020 is lower than the target. Pay only 62,000 million baht in loans from the target of 73,000 million baht.
“BAAC has very high liquidity. Therefore having to reduce the deposit through the savings lottery.This year, the BAAC has a plan to issue a new lottery to accommodate only 60,000-80,000 million baht and shortened the lottery deposit time to 1-2 years from the original 3 years and 5 years in accordance with the liquidity in the system. And interest volatility "
However, although the issuance of the savings lottery is reduced But people can deposit other types of money, such as Taweechote savings. In the past, there were lotteries BAAC has matured 30,000 million baht and has not released new lotteries to replace Because lottery costs are higher than the deposit. But the customer did not withdraw the money. But moved the money to a regular deposit instead And even reduce the target for receiving money Does not affect the lending Because this year has not been assessed very high credit lending Due to the moratorium of farmers Causing few farmers to apply for new loans And reducing the lottery And credit balance down Does not affect the profit that this year is expected to have a profit of 7,200-7,400 million baht.